Mercuryo
With over 170 businesses adopting this deposit method, Mercuryo has made a name for itself in the world of finance and technology, offering seamless global payment solutions. Start using this easy payment processor on your mobile device, and you’re all set to go. Simply deposit with Mercuryo and enjoy the convenience! Founded in 2018 by Alexander Vasiliev, Greg Waisman, and Petr Kozyakov, Mercuryo was created to provide a fast, simple, and affordable payment gateway for crypto users, with multiple options for tracking transactions. It delivers innovative business payment solutions that bridge traditional and crypto finance.

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Advantages
- Offers a seamless fiat-to-crypto deposit method for both business and individual consumers.
- Generous rewards for users through its referral program for new users.
- Supports several major fiat currencies and popular cryptocurrencies.
- Holds operating licenses from several jurisdictions, such as the FCA and MSB.
- Offers popular products, such as a prepaid Visa Card.
Disadvantages
- Not protected by the Financial Services Compensation Scheme.
- Restricted in many countries, particularly in Africa and Asia.
- Some users report occasional glitches with the Mercuryo mobile app.
- Transaction cancellations may take up to 3 days.
- Transaction fees fluctuate, making them unpredictable.
Summary
Mercuryo is an international fintech company focused on providing cryptocurrency payment solutions. Established in 2018 and based in London, the company aims to simplify global payments. The deposit method has become popular due to attractive exchange rates for cryptocurrency transactions and a smooth fiat-to-crypto gateway service for both businesses and individual customers. Many exchanges support these deposits, including Binance and NEXO, two leading exchanges with strong relationships with Mercuryo. Deposit methods like this ensure fast and efficient payment processing. The cash and crypto exchange on the platform make it user-friendly, especially for beginners in the crypto space. Whether converting crypto to fiat or vice versa, deposits are processed within seconds.
What is Mercuryo?
Mercuryo is a deposit method designed to simplify cryptocurrency payments, launched in 2018. The service makes cross-border money transfers more affordable and accessible, requiring only fiat-to-crypto or crypto-to-fiat exchanges. It offers various payment methods, including VISA, Mastercard, Apple Pay, Google Pay, and Samsung Pay. Mercuryo holds an Estonian operating license under MoneySwap OU and is registered as a money service business in the US. It is recognized as a PSD agent in the UK by the FCA and plans to acquire an Electronic Money Institution license to comply with regulatory requirements. More than 170 businesses support its deposit solutions, and the app has received multiple downloads.
Mercuryo Costs
Mercuryo charges a 3.95% fee when purchasing and selling cryptocurrencies. There are no hidden fees, and the final deposit amount on the blockchain address, as well as the fiat amount charged from the bank card, is clearly displayed. Additionally, there is no conversion fee. When transferring crypto to a card, there is a 2.95% charge and a 4 EUR minimum withdrawal fee. However, network fees and minimum limits may vary depending on the situation.
Transaction Speed for Mercuryo
Payments are processed instantly if your account is verified and you complete the necessary authorization steps. This includes passing the 3D security verification and entering the M-XXXXX code correctly. Failure to input the M-XXXXX code may result in automatic payment cancellation, with the funds being returned to the card. The process typically takes 1-2 hours, but may take up to 3 business days, excluding weekends, depending on your bank’s policies. This method is preferred for its faster processing compared to other deposit methods, with short times for deposits and transfers.
Mercuryo Deposits
- Select Mercuryo from the list of deposit options.
- Enter the deposit amount and press GO.
- Complete the transaction using your preferred verification method, such as Face ID, Touch ID, or PIN code on your mobile device.
You can top up your Mercuryo account by linking a bank card to your account or transferring funds from a third-party wallet or exchange. This allows you to make mobile payments with Mercuryo.
Which Are the Leading Countries Where Mercuryo is Used?
Mercuryo is mainly operational in the UK and the US, though some states in the US, including Hawaii, New York, Puerto Rico, and Washington, are excluded. Additionally, the service is not available in Africa and the Middle East.
Can You Withdraw with Mercuryo?
To withdraw funds, you will need the recipient’s bank address and blockchain asset details. Select the wallet and transaction type, then enter the desired amount and proceed with the transfer. Mercuryo will handle the conversion for you.
Reputation of Mercuryo
Reviews from social media, including its official Twitter page, confirm that Mercuryo is an effective and reliable method for crypto transactions. Users praise the app for its intuitive design and commend the developers for their efforts. Beginners appreciate the platform’s ease of use and helpful materials, leading to high customer service ratings. The primary alternative to Mercuryo is MoonPay.
FAQ
Below are some of the most frequently asked questions about Mercuryo’s payment processing service:
Is it safe to use Mercuryo for cryptocurrencies?
Yes, the service is reputable and safe. However, it is essential to use trusted links to avoid potential security risks, such as those from spam emails or SMS. Always use official links listed on Criptochipy.com.
How do I set up Mercuryo?
Visit the main page at mercuryo.io, sign up or log in, fill in your personal information, and create a strong password. You’re ready to go!
Is Mercuryo instant?
Deposits and payment processing are immediate, provided you enter the correct details and code.
When was Mercuryo founded?
Mercuryo was founded in 2018.
Where is the mother company based?
Mercuryo is located in London, England, United Kingdom.
Does Mercuryo only work on Apple devices?
Mercuryo works on both Apple and Android devices and is available on the App Store and Google Play.
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